This is for college students looking for credit BUT wanting to take their credit futures seriously. Passages in these posts will touch on tips and resources to help build and manage credit wisely. If you already have a credit card and are looking for factual information on credit reports, visit the U.S. government’s page for information on free access to credit reports. College students without credit should compare and contrast each college student credit card before actually applying. Students without an income are urged not to consider a credit card. Carrying a credit card carries new financial responsibilities that must be met.

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